Robert fails to admit CEOs are sometimes overpaid for running companies into the ground.

Why would I “admit” to a lie?  In our system, things and people are worth what others are willing to pay for them.
You just can’t make it in a free economy, so you want a managed one.  It’s the leftie wet dream.
Remove the affirmative action social engineering mandates on loans, and the system will heal itself with free market forces.