If I, as a parent, had , over the years, squandered my inheritance so as to make everyday life perilous for my family, who would , or should, take me aside and chastise me for my profligate ways? Who would I, or should I, listen to? Would that task fall to my good neighbors, the Windsors, who had shared some tough times with me in the past? I think not. Would my young children be expected to set me on the proper course of fiscal responsibility? Again, because of their youth and inexperience, they’d probably not be able to divert me from my spendthrift ways. Maybe that new fellow down the street, the one being called “the Messiah”, is who I should listen to. Well no, Perhaps it’s best to wait on that till we know him better. Shucks, if it were me, I’d ask that elderly person, the one being ignored, who has been through a lot and has nothing to gain, or lose, by leveling with me. Matter of fact one of them is typing this missive, and he’s saying stop! you have no right to burden your children with credit debt in order to assuage auto makers, bankers, retailers, teachers, casinos, minorities, balloon makers, or other countries. Your sole purpose, henceforth, should be to cause the debts you already have to be paid off. To not experiment with monetary policy, but to rely upon the “tried and true” ways which have worked before. That is ” take in more, spend less”. The very idea that you can go into more debt and “spend” yourself to properity is, in my opinion, “pie in sky” thinking. But, really, what would be the proper name for someone who signs his childs name to a credit card and then proceeds to spend irresponsibly, knowing that child will, someday, be called upon to retire that debt? We could call him many things but “greedy, stupid, uncaring, wastrel” would not be too far off the mark.