Democrats Considering Health Care Reform Bill Without Government Health Care Plan
Which might sound like good news until you consider what it is they’re trying to do:
WASHINGTON – After weeks of secretive talks, a bipartisan group in the Senate edged closer Monday to a health care compromise that omits a requirement for businesses to offer coverage to their workers and lacks a government insurance option that President Barack Obama favors, according to numerous officials.
Like bills drafted by Democrats, the proposal under discussion by six members on the Senate Finance Committee would bar insurance companies from denying coverage to any applicant. Nor could insurers charge higher premiums on the basis of pre-existing medical conditions.
But it jettisons other core Democratic provisions in a reach for bipartisanship on an issue that has so far produced little.
Just so we’ve got this straight, insurance companies are going to be required to cover everyone who comes to them for insurance regardless of the condition of their health. And the insurance companies are also going to be prohibited from charging people with poorer health, who cost the insurance company more, higher premiums.
You know what that’s a recipe for? Epic, colossal failure.
We’ve been talking a lot about rationing in health care of late, and while opponents of government health care don’t want the government to be in charge of the rationing, there’s no question that there has to be some form of rationing present in the health care market. Right now health care is rationed by price. You can buy all you want, but you might not be able to afford all you need. That’s not perfect, but it is at least sustainable.
What Democrats want to do is take away that price rationing. Meaning that insurance companies will be required to provide health care to everyone, no matter how bad their pre-existing health issues, and provide them with an unlimited amount of care all while remaining within some arbitrary premium caps mandated by Congress.
The last time this sort of stupidity was tried was in the California energy markets earlier this decade. The state of California, in all its infinite wisdom, decided to cap power rates. Meaning that as power consumption grew year after year couldn’t raise prices so that they could keep up with demand. The result? Those notorious “rolling blackouts” that eventually resulted in rolling Gov. Davis right out of office.
Any health care system, if it isn’t to collapse into utter ruin, has got to be predicated upon some sort of rationing. The only question is, who should do the rationing. The government? Or the market?