Democrat Health Care Bill Will Outlaw Private Insurance

Democrats, in their endless attempts to sell us their plans for government health care, have made a lot of noises about their plan just being a government health care “option.” “You’ll get to keep your current health care plan,” they tell us. “This isn’t government health care.”
But, in reality, while you will get to keep your current health insurance plan under the bill proposed by Democrats in the House as of the first day that bill takes effect you won’t be able to make any changes to it. If you quit your job and drop your health care you won’t be able to sign up for another plan. If you’re getting your first job and leaving your parents’ health insurance plan to get your own insurance for the first time you won’t have much in the way of choice.
Just government health care.

When we first saw the paragraph Tuesday, just after the 1,018-page document was released, we thought we surely must be misreading it. So we sought help from the House Ways and Means Committee.
It turns out we were right: The provision would indeed outlaw individual private coverage. Under the Orwellian header of “Protecting The Choice To Keep Current Coverage,” the “Limitation On New Enrollment” section of the bill clearly states:
“Except as provided in this paragraph, the individual health insurance issuer offering such coverage does not enroll any individual in such coverage if the first effective date of coverage is on or after the first day” of the year the legislation becomes law.
So we can all keep our coverage, just as promised — with, of course, exceptions: Those who currently have private individual coverage won’t be able to change it. Nor will those who leave a company to work for themselves be free to buy individual plans from private carriers.

Democrats can’t be honest about their plans for health care. Because if they were honest about their plans for health care the majority of Americans wouldn’t support them.

Tags: , ,


«
»
  • http://SayAnythingBlog.com The_Whistler_ofnd

    So all employer plans will fall apart in a few years at the most as they lose employees off of their plan.

  • http://www.segurosmotosonline.com/ seguro moto

    The Democrats’ health care bill amounts to an even more massive expansion of federal power over Americans’ lives. The bill creates multiple new bureaucracies to be filled with unelected, President Obama-appointed staff.seguros moto

  • Dave

    I am appalled at the number of people out there who are not paying attention to what’s going on. At the very least, pro or con, start questioning the issue. Look at this to start:

    http://healthcarequestions.wordpress.com/

  • Mongol

    contact your reps now, both senators and reps

    http://www.usa.gov/Contact/Elected.shtml

    they are set to try to vote on it today.

  • http://www.finalhealthinsurance.com/ dallashealthinsurance

    I love how they put out press releases like this one, which is a nice hit job on the insurance industry, yet the White House solution is to effectively remove the one real choice consumers have that actually does provide some measure of cost competition. By opting out of insurance and saving their money, people would be free to negotiate with doctors and hospitals for cash payment, or to seek treatment overseas.

  • Bat One

    Democrats can’t be honest about their plans for health care. Because if they were honest about their plans for health care the majority of Americans wouldn’t support them.

    Nobody with any sense expects Democrats to be honest… about anything.

  • gustave776

    This health care the dems are shooting for is not FREE. They cannot get beyond the point that there will be more taxes levied upon all taxpayers. How do they think it will be free. Healthcare is not an entitlement or a right. It is a benefit offered to employees who have earned it. This is something to strive for, work hard for, set goals to achieve!!!

  • Jason

    Why are you guys lying? This plan will not ban individual coverage. Read it again.

    Also, make a correction. If you’re going to say something that is demonstrably untrue and that will scare people, at least have the decency to make a correction.

  • JMT
  • jpe

    Read Just One Minute and then correct. In the future, don’t believe things just because the media says it.

  • Bat One

    RA is correct. Furthermore, in interviews last night and again this morning, former House Speaker Newt Gingrich referred to estimates by the highly regarded Lewin Group health care policy consultants (formerly Lewin and Associates) that as many as 130 million Americans could ultimately lose their current coverage and be forced in the federal government “option.”

    Meanwhile, as noted yesterday, CBO Director Doug Elmendorf has advised that the Obama-care bill will afford no healthcare expenditure savings and will most likely increase the costs instead.

    The “crisis” being cited by Obama and the Dems in their efforts to ram this legislation through would not be solved by the Obama-care bill, but would be exacerbated instead. When you find yourself in a hole, more digging is usually not a viable solution to the problem.

    Healthcare is no different from any other product or service. When prices keep rising it means that supply is not keeping up with demand. The Democrats’ approach is pure “Keynesian” nonsense… increasing costs while increasing demand and restricting supply. The way to “fix” healthcare is to expand supply beyond the rate of demand growth.

    We don’t have a healthcare problem. What we have is a healthcare pricing problem. And the solution offered by Obama and the Democrats so hurriedly does nothing to address the problem.

  • Bryan Eastin

    There are plenty of legitimate objections to be made to the current health care bill. As mentioned by Bat One, there is reason to doubt that it will do any good. It does not outlaw private health insurance, however.

    If you actually read the cited section in the bill, (and I just did) you will find that it defines which insurance policies will not be subjected to new regulation. Basically, the answer is that existing private policies will not be subject to the new regulations, but new private policies will. The new regulations fall into three categories: rules making it harder to refuse/drop coverage, rules mandating that insurers provide at least a minimal level of benefits, and rules about disclosure and marketing. These regulations do not outlaw private insurance; they are actually regulations on private health insurance.

    That doesn’t mean that there’s nothing to dislike here. I suspect that rules making it harder to refuse/drop coverage will cause healthy people’s insurance premiums to go up. And the rules mandating a minimum level of benefits restrict your ability to buy cheap coverage with poor benefit packages.

  • http://www.airport-parking.tv Ed Lawrence

    Couldnt agree more Kat. UK health care has it down to a tee. The system is free but for those who have the money and desire to seek private medical care they can do so. Ed from airport parking

  • Mike

    At least we keep the coverage like Obama has promised since his starting day. But, I wonder why do people so care about private coverage? What's so good about them. Mike from Free magento theme

Create a SAB Readerblog


Recent Comments

Powered by Disqus

Blog Advice and Support
Installs and Upgrades
Theme Modifications
Custom Plugins
Theme Design
Conversions and Relocations
Hacked Site Recovery
Mobile Apps Development