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Wednesday, November 12, 2008

Are You Ready For The Democrats To Start Running Your Health Care America?

Because mandated health insurance is now, officially, on the agenda.

Without waiting for President-elect Barack Obama, Senator Max Baucus, the chairman of the Finance Committee, will unveil a detailed blueprint on Wednesday to guarantee health insurance for all Americans by facilitating sales of private insurance, expanding Medicaid and Medicare, and requiring most employers to provide or pay for health benefits.

Aides to Mr. Obama said they welcomed the Congressional efforts, had encouraged Congress to take the lead and still considered health care a top priority, despite the urgent need to address huge problems afflicting the economy. . . .

Mr. Baucus would create a nationwide marketplace, a “health insurance exchange,” where people could compare and buy insurance policies. The options would include private insurance policies and a new public plan similar to Medicare. Insurers could no longer deny coverage to people who had been sick. Congress would also limit insurers’ ability to charge higher premiums because of a person’s age or prior illness.

So basically we’re going to keep the current system and drain what little choice there is in the system now out.  And then we’ll require that insurance companies not only have to cover high-risk people who will likely have costly medical bills, we’ll also make sure they can’t charge those people more.

Because price controls always work out well, right?

And then, finally, we’ll establish yet another health care entitlement modeling it after Medicare.  Because we all know what a success that program has been.

What amazes me is that anyone thinks this is a good idea.  Remember when California, under Governor Davis, instituted price controls on energy producers?  The end result of that was rolling blackouts.  Why should we expect any different result from price controls on health coverage?

Also, why can’t people choose to opt-out of health insurance altogether if they want to?  Mandating coverage is going to be a costly reality for a lot of young people.  I imagine it’s going to drive a lot of people onto government-provided health care coverage, which may be the whole point in this exercise.  But with government-run health care programs like Medicare and Medicaid already slouching towards insolvency, is this really what we need right now?  More people dependent on the government for health care?

Why don’t we look at ways to empower individuals to pay for their own health care?  Because the problem with our health care system is a lack of choice, not a lack of availability.  If we made individuals responsible for their own health care, and did away with the system where they were dependent on an employer or the government to pay for it, we’d not only see health care prices go down we’d also see more hospitals and clinics pop up to provide more choice.

Comments

Run or ruin?  State healthcare worked out so well in Hawaii…

olorinpc on November 12, 2008 at 11:47 am
Avatar for FHJR

I would first argue that, yes, indeed California experienced rolling black outs as a result of both price controls on energy producers as well as capping and penalizing CO2 emissions.  But, I would also argue that this is the direct result of implementing something before the infrastructure is in place to handle it.  Had California, first built nuclear power plants, which is a far cleaner and affordable form of energy, then implemented the price controls, I think the result would have been far different.  The Energy industry uses a similar system in some ways to what the democrats are proposing with their “exchange”, in that, an energy provider who is under the mandated level of emissions can in essence sell the emissions by which they are under the cap to a company who is over the cap.  The company who sold the emission allowance they weren’t using benefits through the sale of the allowance and through tax breaks, while the purchasing company avoids drastic penalties for being over the cap and can continue operating, while working to decrease their emissions in order to reap the same benefits of the selling company.  Mandated price controls in general do not work, but the ultimate price control is a free market, which is the foundation of capitalism.  A healthcare exchange, in theory, would create exactly this, by allowing people to have more choices in their provider forcing health care companies to compete on a greater stage, and it is this competition that will decrease prices and increase quality.  This is a good way to empower people, but in no way does simply empowering the people cure the problem in its entirety.  It is the people who still won’t be motivated or knowledgeable enough to use this “power” that would bring this system down in the same way they bring down our current system.  Someone with no health care who still receives things like emergency room care without the means to pay for it, is an immense drain on the system.  If someone’s costs for not having health care weren’t passed along to me, then I would have no problem in their choosing to have none.  This is why all drivers must have insurance, not because they might slide off the road and hit a tree only damaging their car, but for when they slide off the road and hit my car.  Therefore, I think the first thing that would need to be done before having more government systems, is to minimize the problem to only those who are truly still empowered, and to those who are not using the powers they already have and no matter what powers are given to them they never will.  The problem is that the number of people without healthcare has not been reduced to the relatively few that are unwilling and unable to receive it under reasonable conditions.  Creating a way for healthcare to reach the hardworking person and his/her family who does not need government assistance in any other facet of their life, will also identify those who simply need government assistance.  So, for the system to work, those truly in need must be limited and identified, those in need and with the means to afford a reasonable cost must be given just that, and competition must be created within the system.

FHJR on November 12, 2008 at 12:19 pm
Avatar for truthful

Yes, I am.  Before we start criticizing a plan, let’s see what happens.  Right now, the current system is not working—even for those who have insurance.

truthful on November 12, 2008 at 01:28 pm
Avatar for Jerry

Aides to Mr. Obama said they welcomed the Congressional efforts

“Suppose you were an idiot.
And suppose you were a member of Congress..
But then I repeat myself.”
--Mark Twain

“If you think health care is expensive now, wait until you see what it costs when it’s free!” --P.J. O’Rourke

Jerry on November 12, 2008 at 02:03 pm

Yes, I am.  Before we start criticizing a plan, let’s see what happens.  Right now, the current system is not working—even for those who have insurance

Speak for yourself I have health insurance through my job and it is working quite well. If you want to ruin the health care system Universial Health Care will be just what the Doctor ordered, you will never get the care you need. If you think I am wrong see Britian they have a mess right now.


Check out:
Goon’s North Dakota Red Neck
Goon’s World

goon on November 12, 2008 at 05:21 pm

I’m as ready for that as I am for my mechanic to start doing hernia surgery..... WTF!!


/*Dave
[Political Correctness is the Shield of a Coward]

Rabid American on November 12, 2008 at 05:34 pm

That guy in back.  What’s on his head?


[W]hat you’ve just said is one of the most insanely idiotic things I have ever heard. At no point in your rambling, incoherent response were you even close to anything that could be considered a rational thought. Everyone in this room is now dumber for having listened to it. I award you no points, and may God have mercy on your soul.


The Whistler's signature
The Whistler on November 12, 2008 at 06:18 pm
Avatar for Kurt

Why didn’t we just vote for Chavez for president?  Afterall, he has the experience.

Kurt on November 12, 2008 at 07:10 pm

"truthful” said, Yes, I am.  Before we start criticizing a plan, let’s see what happens.

How about we just look and see what happens every single damn time the government controls something.

Is that fair?

Or do we have to wait for yet another government failure (add it in with Social “Security” and Medi"care") before we’re allowed to criticize?

likwidshoe on November 12, 2008 at 10:17 pm
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